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Wedding Repo

posted by Nate Oman

Each year, when I teach reposession in my secured transaction class, I show videos of repos and we discuss whether they comply with the dictates of Article 9.  This one is my new favorite.  It presents the question of whether a reposession that causes violence to the debtor by a third party constitutes a “breach of the peace.”  I love my job.


 March 10, 2010 at 11:43 am   Posted in: Bankruptcy, Consumer Protection Law, Contract Law & Beyond   Print This Post Print This Post

Responses (8)

  1. dave hoffman - March 10, 2010 at 12:39 pm

    Seems like a foreseeable bad outcome to me.

    What a train wreck. I watched it twice.

  2. Nate Oman - March 10, 2010 at 1:14 pm

    But is it bad enough to be a “breach of the peace”?

  3. anon - March 10, 2010 at 2:02 pm

    seems like a breach to me. too bad the husband didn’t know he could stop the repo. it is sad. watching it and being happy, for me, seems too much like delighting in the suffering of others.

  4. Nate Oman - March 10, 2010 at 2:07 pm

    I suspect that a certain amount of delight in the suffering of others is necessary for a fulfilling life in the law ;->.

  5. anon - March 10, 2010 at 2:11 pm

    makes sense :)

  6. John Burgess - March 11, 2010 at 8:11 am

    Now, we all do realize that this program is based on ‘re-enactments’ right? The producers take a true story, hire actors to play the miscreants, writers to embellish the story, then record and edit it for high entertainment values.

    That a car was repossessed on a wedding day, somewhere, I’ve no doubt. Whether the bride or anyone else went ballistic is known best to the writers of the series.

  7. Nate Oman - March 11, 2010 at 12:22 pm

    Say it isn’t so!

    FWIW, there is a whole genre on YouTube of repo videos. It’s fun to try to guess which are staged and which are genuine. Either way, they make fun classroom exercises.

  8. A.J. Sutter - March 11, 2010 at 6:59 pm

    I think the facts that the film crew was so obvious in its presence, and that the bride neither acknowledged them nor was inhibited by them, rather than, say, telling them to shut off their @#&!ing cameras, make it pretty easy to guess in this case.

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