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	<title>Comments on: Consumer-Directed Health Care&#8217;s Naive Dreams (and a Real Alternative)</title>
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	<description>The Law, the Universe, and Everything</description>
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		<title>By: Martin Trussell</title>
		<link>http://www.concurringopinions.com/archives/2008/10/another_triumph.html/comment-page-1#comment-46606</link>
		<dc:creator>Martin Trussell</dc:creator>
		<pubDate>Fri, 24 Oct 2008 16:24:15 +0000</pubDate>
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		<description>This is the same kind of whining that killed managed care (HMOs) a few years back, despite that fact that they were showing an ability to control health care cost increases. The difference is that everyone blamed the micro management of health care by the carriers for their problems. Now it is the opposite, the CDHC critics are saying that they do not want to have to take responsibility for their health care decisions. I&#039;ve got news for you, this society cannot afford the status quo where prescriptions are ten bucks and a doctor&#039;s visit costs twenty. Employers are no longer able to pay the tab.

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		<content:encoded><![CDATA[<p>This is the same kind of whining that killed managed care (HMOs) a few years back, despite that fact that they were showing an ability to control health care cost increases. The difference is that everyone blamed the micro management of health care by the carriers for their problems. Now it is the opposite, the CDHC critics are saying that they do not want to have to take responsibility for their health care decisions. I&#8217;ve got news for you, this society cannot afford the status quo where prescriptions are ten bucks and a doctor&#8217;s visit costs twenty. Employers are no longer able to pay the tab.</p>
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		<title>By: GD</title>
		<link>http://www.concurringopinions.com/archives/2008/10/another_triumph.html/comment-page-1#comment-46605</link>
		<dc:creator>GD</dc:creator>
		<pubDate>Fri, 24 Oct 2008 16:01:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.solove.org/archives/2008/10/consumer-directed-health-cares-naive-dreams-and-a-real-alternative.html#comment-46605</guid>
		<description>So prescription drugs actually reduce health care costs?  I thought the liberal line was that the greedy pharmaceuticals companies were bankrupting the health care system.

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		<content:encoded><![CDATA[<p>So prescription drugs actually reduce health care costs?  I thought the liberal line was that the greedy pharmaceuticals companies were bankrupting the health care system.</p>
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		<title>By: Daniel S. Goldberg</title>
		<link>http://www.concurringopinions.com/archives/2008/10/another_triumph.html/comment-page-1#comment-46604</link>
		<dc:creator>Daniel S. Goldberg</dc:creator>
		<pubDate>Fri, 24 Oct 2008 05:24:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.solove.org/archives/2008/10/consumer-directed-health-cares-naive-dreams-and-a-real-alternative.html#comment-46604</guid>
		<description>Brilliant post, Frank, and Patrick&#039;s comments get to what is, to my mind a fundamental issue with CDHC, viz., whether it is salutary to regard health and health care as commodities to be bought and sold.  The notion, pace Taylor, that health is an irreducibly social good that cannot be atomized under a methodological individualism, seems to speak to the deep ethical problems with entirely commodifying health.

Whatever the merits of capitalizing health, it is difficult to contest that the moral content of such a vision is extremely far from the classical virtues the healer should practice.

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		<content:encoded><![CDATA[<p>Brilliant post, Frank, and Patrick&#8217;s comments get to what is, to my mind a fundamental issue with CDHC, viz., whether it is salutary to regard health and health care as commodities to be bought and sold.  The notion, pace Taylor, that health is an irreducibly social good that cannot be atomized under a methodological individualism, seems to speak to the deep ethical problems with entirely commodifying health.</p>
<p>Whatever the merits of capitalizing health, it is difficult to contest that the moral content of such a vision is extremely far from the classical virtues the healer should practice.</p>
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		<title>By: Jeremiah</title>
		<link>http://www.concurringopinions.com/archives/2008/10/another_triumph.html/comment-page-1#comment-46603</link>
		<dc:creator>Jeremiah</dc:creator>
		<pubDate>Thu, 23 Oct 2008 20:26:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.solove.org/archives/2008/10/consumer-directed-health-cares-naive-dreams-and-a-real-alternative.html#comment-46603</guid>
		<description>&quot;1) The US government gradually expands the option of Medicare or membership in the FEHBP to all citizens.&quot;

Not Medicare!  Medicare is one of the worst of the entitlement programs in terms of cost.  It gives far more than it takes in, and most watchers project a ruinous increase in the cost of Medicare as time goes on.  The best approach would have to settle with the lobbies of the aged (old folks vote more per capita than others) and come to some means-tested approach where the deductible rises with income.

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		<content:encoded><![CDATA[<p>&#8220;1) The US government gradually expands the option of Medicare or membership in the FEHBP to all citizens.&#8221;</p>
<p>Not Medicare!  Medicare is one of the worst of the entitlement programs in terms of cost.  It gives far more than it takes in, and most watchers project a ruinous increase in the cost of Medicare as time goes on.  The best approach would have to settle with the lobbies of the aged (old folks vote more per capita than others) and come to some means-tested approach where the deductible rises with income.</p>
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		<title>By: Patrick S. O'Donnell</title>
		<link>http://www.concurringopinions.com/archives/2008/10/another_triumph.html/comment-page-1#comment-46602</link>
		<dc:creator>Patrick S. O'Donnell</dc:creator>
		<pubDate>Thu, 23 Oct 2008 16:27:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.solove.org/archives/2008/10/consumer-directed-health-cares-naive-dreams-and-a-real-alternative.html#comment-46602</guid>
		<description>Of course the consumer-driven model of health care lacks a viable corresponding picture of, or effectively trumps (i.e., eliminates), the traditional &quot;patient-model&quot; of health care. It&#039;s revealing to learn where the political drive for HSAs in particular and the consumer-directed model in general originate:

&quot;Among the earliest promoters of HSAs were John Goodman of the National Center for Policy Analysis, a Dallas think tank that was instrumental in pushing President Bush&#039;s Social Security privatization plan, and J. Patrick Rooney, a libertarian insurance executive who had promoted a school voucher program in his hometown of Indianapolis.&quot;

With Eric J. Cassell in The Nature of Suffering and the Goals of Medicine (2nd ed., 2004), we need to think deeply about what it means to arrive at the conclusion that &quot;The medical act has become a commodity to be bought and sold in a highly competitive managed care marketplace.&quot;

Cassell elaborates on the particularly disturbing features of this commodification:

&quot;It is safe to say that at the beginning of the twenty-first century financial and economic considerations have become *the* dominant (ahead of technology and medical science) forces shaping the nature of medical practice, and their influence increasingly permeates every aspect of medicine, including research, medical education, the lives of physicians, and the physician-patient relationship. In fact, as Kenneth Ludmerer has documented so persuasively [in Time to Heal: American Medical Education from the Turn of the Century to the Era of Managed Care, 1999], monetary values had begun to displace humanitarian values throughout medical education by the final third of the twentieth century. In American medical education at this time financial concerns have overwhelmed virtually everything else. The same is true of the hospitals of the United States [cf. Guenter B. Risse, Mending Bodies, Serving Souls: A History of Hospitals, 1999].

Is this what Nietszche meant by the &quot;transvaluation of all values&quot;?

It is worth reminding ourselves that medicine is fundamentally a moral enterprise devoted to the relief of suffering as part of its general commitment to the health and well-being of persons. And it is this moral enterprise that needs to provide us with the fundamental bearings necessary to assessing the interconnected roles of economics, science and technology among the myriad means employed to meet the ends of health and well-being.

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		<content:encoded><![CDATA[<p>Of course the consumer-driven model of health care lacks a viable corresponding picture of, or effectively trumps (i.e., eliminates), the traditional &#8220;patient-model&#8221; of health care. It&#8217;s revealing to learn where the political drive for HSAs in particular and the consumer-directed model in general originate:</p>
<p>&#8220;Among the earliest promoters of HSAs were John Goodman of the National Center for Policy Analysis, a Dallas think tank that was instrumental in pushing President Bush&#8217;s Social Security privatization plan, and J. Patrick Rooney, a libertarian insurance executive who had promoted a school voucher program in his hometown of Indianapolis.&#8221;</p>
<p>With Eric J. Cassell in The Nature of Suffering and the Goals of Medicine (2nd ed., 2004), we need to think deeply about what it means to arrive at the conclusion that &#8220;The medical act has become a commodity to be bought and sold in a highly competitive managed care marketplace.&#8221;</p>
<p>Cassell elaborates on the particularly disturbing features of this commodification:</p>
<p>&#8220;It is safe to say that at the beginning of the twenty-first century financial and economic considerations have become *the* dominant (ahead of technology and medical science) forces shaping the nature of medical practice, and their influence increasingly permeates every aspect of medicine, including research, medical education, the lives of physicians, and the physician-patient relationship. In fact, as Kenneth Ludmerer has documented so persuasively [in Time to Heal: American Medical Education from the Turn of the Century to the Era of Managed Care, 1999], monetary values had begun to displace humanitarian values throughout medical education by the final third of the twentieth century. In American medical education at this time financial concerns have overwhelmed virtually everything else. The same is true of the hospitals of the United States [cf. Guenter B. Risse, Mending Bodies, Serving Souls: A History of Hospitals, 1999].</p>
<p>Is this what Nietszche meant by the &#8220;transvaluation of all values&#8221;?</p>
<p>It is worth reminding ourselves that medicine is fundamentally a moral enterprise devoted to the relief of suffering as part of its general commitment to the health and well-being of persons. And it is this moral enterprise that needs to provide us with the fundamental bearings necessary to assessing the interconnected roles of economics, science and technology among the myriad means employed to meet the ends of health and well-being.</p>
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		<title>By: shg</title>
		<link>http://www.concurringopinions.com/archives/2008/10/another_triumph.html/comment-page-1#comment-46601</link>
		<dc:creator>shg</dc:creator>
		<pubDate>Thu, 23 Oct 2008 15:53:37 +0000</pubDate>
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		<description>Very enlightening, Frank.

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		<content:encoded><![CDATA[<p>Very enlightening, Frank.</p>
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